How are the states going to cope with the influx of new Medicaid recipients?

Written on 9 July 2013 by

As the economy continues to struggle to get its head above water and people keep losing jobs, the influx of Medicaid applications is sure to increase. People cannot afford the high prices of medical insurance for their families or even as a single person. If you have children, then you know how expensive it can be to go to the doctor. Prescriptions continue to increase in price, and specialty doctor visits are more than a family physician. Some states are setting limits on the number of times someone can go to a doctor each year if the person has Medicaid. States are also utilizing new systems to aid in budget control by eliminating certain services completely. These services include eye exams and psychiatric visits. Though these services are vital for people who need them, states see it as a way to cut back on how much money is taken out of the budget.

With budget cuts on social services, how is this going to play out?

Written on 20 May 2013 by

Limitations of the federal budget has created a number of serious issues when it comes to continuing to fund and support many important and beneficial social services and programs. Learning more about this issue, the impact it may have on your life and options and even the things that you may be able to do in order to more effectively support the most important programs could be a very rewarding undertaking. Lacking awareness about important social issues and problems may find you unable to become a more effective part of the solution.

Online blogs, news and information sites and other educational opportunities that may allow you to explore these issues in greater detail could be worth utilizing. Possessing up to the minute information on the most important developments and issues of our day can provide you with many important advantages. From staying aware and on top of any issues that have the capacity to affect your everyday life to ensuring that you are able to become a more active and effective force for change, education and awareness can be the first step of the process. With such abundant information available online, it would be a wise place to begin your search.

The drug culture and employment – how are they related?

Written on 28 March 2013 by

Drug culture has always held a unique place in our society. It's one of the very few explicitly illegal activities that some people will discuss openly at work. You rarely hear anyone mention stealing or beating up their neighbor, but it is not uncommon to hear talks of drug use over the previous weekend.

Where this gets especially interesting is in the crossroads of hiring and managing practices. A great deal of employers screen prospective employees for drug use before offing a position. And yet some of these places allow open discussion of drug use once the person has been hired. The real problem here is that these occurrences vary wildly from place to place, and making a generalization regarding the workplace as a whole would be nearly impossible.

What can be said however, is that this issue will become increasingly complicated with the recent legalization of some drugs. Will it become discrimination for an employer to not hire an applicant based on their drug use in a region where said drug use is legal? Related Article : Drugs in mines

Social Security Disability Insurance for Minorities

Written on 29 November 2012 by

There are plenty of services and sites out there that Help with Social Security Disability benefits, but did you know that a higher number of minority groups receive disability benefits than whites? This is because disability rates tend to correlate with socioeconomic status and those who might be considered as part of a minority and part of a low-income group tend to have higher rates of disability.

Disability benefits also provide a decent enough safety net for minorities and, honestly, anyone else in this country. People get hurt all the time and while some people opt to shake it off, sometimes you can't shake off a broken leg and that can put you out of work.

For many low-income families, a month or even a week out of work and on the mend can be financially disastrous, which is why disability insurance is in such high demand. These benefits often provide a decent enough safety net for those that struggle economically. Often times, it means the difference between a broken leg literally breaking the bank and recovering with your financial status more or less intact.

While it's true that a higher number of minorities in this country benefit from disability insurance and benefits, that doesn't mean everyone - regardless of race - shouldn't consider this valuable benefit.

Do illegal immigrants have an adverse affect on the Latinos getting jobs?

Written on 9 September 2012 by

In an economy that faces unemployment rates exceeding 10 percent, many people find themselves on the job hunt. However, Latinos may face additional challenges in securing employment. With over 50 million Latinos in the United States, they account for one out of every six Americans. It is estimated that approximately 12 million of these are in the country illegally. Because of the harsh consequences employers face in hiring an illegal immigrant, many companies are reluctant to take on Latinos. Employers can face up to six months in jail and a fine of up to 3000 for hiring someone without proper documentation. Even obtaining proper documentation from an applicant does not ensure they are in the country legally as there are many counterfeit forms of citizenship in circulation. This has Latinos that are here legally rather frustrated. There are a number of Latinos that have lived in the United States for four or five generations, yet employers have become reluctant to hire them. Many Latinos have started including additional citizenship and residence information on job applications to help assure employers that they are here legally. This problem reflects discrimination as we know it today. While the United States has long been known as a "melting pot" of immigrants, there are still many hurdles to overcome until we are truly all Americans.

Where is Obama when unemployment is at its highest in the black community?

Written on 25 August 2012 by

Black leaders are trying to put pressure on the president for the unemployment rates hitting the African-American community. They consider the situation a "state of emergency." This community gave 96 percent of their support to Obama when he was running for president in 2008. Chances are, unless he makes some positive, drastic changes in the next few months, to help the community get back to work, then this support is most likely to show big decreases in support.

The unemployment rate in the Black community is more than twice the unemployment in the White community. The Blacks have seen the unemployment rate over 14 per cent for a period of time. This translates to one our of every seven African-Americans remaining unemployed. This is causing havoc on the African-American housing situation. The few jobs has translated to foreclosures as well as homelessness.

The Black community believes that the president has failed them in many ways. They believe he could have made more effort to make an impact on the black community. They believe this could partly have been done by addressing the underlying problems that have hit this community. They are disappointed that Obama and his wife have not invested time and resources to help solve some of the issues negatively hurting their community.

Why are more whites being hired than blacks in this economy?

Written on 21 August 2012 by

When it comes to getting a job back people have it harder than white people, with the smaller the company the harder it is to get hired. The secretary is usually the gatekeeper, the person between a black person and the person hiring, and some will throw out resumes if they have a problem pronouncing the name. Other firms tend to hire from a small pool, usually family or friends of family getting preferential treatment, making it hard for someone who is not in that small pool to get hired.

Other issues are from the potential employee himself. The problem is interviewees showing up in dress that is decidedly non-professional, such as casual wear or pants sagging too low, or wearing a party dress to an interview; one of the disadvantages of being from a community with diverse tastes in fashion is trying to mesh that fashion sense without it clashing with what others are expecting. Other problems, such as bad grammar or styled fingernails, come up, but those are easily dealt with; however, they can be just as off-putting. Although a lot of these can be ignored by larger companies, smaller companies are usually more discriminatory, and not always in a good way.

Credit checks to obtain a job – how is this going to affect African-Americans?

Written on 18 August 2012 by

African Americans have disproportionally lower credit scores than their white counterparts. More than half of the African American population has credit scores below 620, whereas less than 20 percent of whites have scores below 620.

The impact of low credit scores is negatively affecting African Americans in the job market. In recent years, more employers are requiring potential applicants to have good credit scores. Employers say credit checks help them determine if the person will be a good fit for the company. Most states do not consider checking credit scores a discriminatory practice. Many people with bad credit do not have the resources to repair their credit. Several states are implementing measures that will ban credit checks. Employers will not be able to run credit checks for jobs that do not require applicants to handle money or sensitive information. Hiring managers say that a person will only be disqualified for bad credit, if they have a pattern of not paying their bills. Employers urge potential applicants to be upfront about their credit history. Employers want applicants to speak up about their credit history when background checks are mentioned. People can find out if their state bans credit reports by researching the employment laws in their state.

Do student loans favor one race over another?

Written on 17 August 2012 by

Student loans are generally meant to be issues based on a student's financial need. But, in 2011, because there were over 725,000 international students who were studying and learning in the United States, there is a special student loan funding to help those foreign students fund their education while here in the United States. International Student Loan does help more and more Mexicans receive loans for teaching here in the United States. In fact, the best place for Mexican students to find student loans to fund their education is with the International Student Loan. For Mexican students who want to get a United States student loan, they can look at lenders that work with the school they are attending and choose a loan that is right for them and apply on line. These loans are only for Mexicans and must have a Co-Signer that is a United States citizen or at least a permanent resident of the United States. Students who are Mexican can apply for a student loan that would equal the cost of their attendance, deducting any other type of financial aid received. The attendance costs for Mexicans would also include the room and board plus any other living expenses they incur.

Is there a African-American middle class anymore?

Written on 15 August 2012 by

Is there a African-American middle class anymore?

Many times we forget the widespread discrimination still present in our world. In former generations the belief existed that in order to be valued, you had to be white. In days past minorities had limited access to opportunities. Discrimination spread through the country like a dreaded disease.

Making a living would mean many long hours of back-breaking hard work for anyone who dared to be of a different ethnic background. Getting a job, would depend if the man ahead of you filling out an application was the right color. Check out this link here. If you were fortunate to get the job the wages might be less than the average white man.

Despite the fact that we have our first black president, African-Americans are overcoming the challenges of high unemployment and the economic meltdown. America has come down a long road since the termination of slavery and voting privileges. There are still economic battles to overcome.

The problem that has to be addressed is poverty. Poor education and excessively high rates of incarceration are still a major factor with the African-Americans. Unfortunately,racism still exists. Until this pattern is broken, the helplessness that pervades minority groups will continue.